Answer & Explanation:Question 1We live in an environment of increased accountability due to historical financial crises.
What possible effects might rating agencies, regulators, and government officials have on risk management in the next 10 years?How might boards and senior executives be affected by these changes in risk management?Question 2How would you describe the risk management process? How would the risk
management process be different and what parts are the same when
evaluating people risks, financial risks, and operational risks?Question 3Banks employ various techniques to safeguard against operational risks
such as bank robberies and white-collar crimes. What other operational
risks must banks guard against? How do banks guard against these risks?

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